FCA COMPENSATION SCHEME NOW OPEN

Millions Are Owed Car Finance Compensation. Are You?

The FCA has confirmed a mass compensation scheme for mis-sold car finance. If you had a car on finance before 2021, you may be owed thousands. CaseCraft AI files your claim in minutes — no win, no fee.

No upfront cost
10% only if you win
Fully online, takes <30 mins

£1,100

average payout per UK driver
Hidden commissions paid to car dealers boosted interest rates on millions of agreements
You don't need documents or a solicitor — our AI builds your case from scratch
Applies to HP, PCP and Conditional Sale agreements signed before 28 Jan 2021
Our AI automatically calculates and claims late payment interest on top
WHAT THIS MEANS FOR YOU

You Were Likely Overcharged. We'll Get It Back.

A Supreme Court ruling confirmed that car finance lenders used unlawful "discretionary commission arrangements" — meaning dealers secretly earned more by charging you higher interest. The FCA's compensation scheme means you're legally entitled to a refund of the difference.

No credit check. No commitment. Completely free to check.
HOW IT WORKS

Start Your Claim in 3 Steps

No solicitor. No paperwork. Our AI handles everything, and you only pay if you win.

Register Free

Answer a few quick questions about your car finance. Our software assesses your eligibility instantly — no documents needed to start.

01
Build Your Case

CaseCraft AI drafts your pre-action letter, prepares court-ready documents, and organises your evidence into a legal pack — same day.

03
Submit & Win

We generate your pre-action letter and court-ready claim. You only pay 10% if you are successful.

03

Recent Case Study
£10,000 Recovered in 4 weeks

Mary A.
London, United Kingdom

“In my case, the issue was resolved without going to court and without unnecessary stress. I would highly recommend CaseCraft AI to anyone who needs a serious, practical, and affordable legal tool for resolving legitimate claims.”

£10,000
Claim Value
4 Weeks
Time to recover
No
Court involved
Success Rate
100%

Over 1,000 Successful Cases
Yours Could Be Next...

Start Your Claim For Free
CaseCraft AI is backed by Sterling Law, a Legal 500-recognised firm authorised and regulated by the SRA.
Start Your Claim For Free
Legal services available within the CaseCraft platform are provided solely by our affiliate company, Sterling Lawyers Ltd - an independent law firm authorised and regulated by the SRA.
WHY CASECRAFT AI

The Smarter Way to Win Your Claim

Key Features
⚡ Best Choice
CaseCraft.AI
AI Small Claims Platform
Other Services
Solicitors & claim companies
Pre-Action Letter — Same DayAuto-drafted & sent, no chasing required
AI-Prepared Court DocumentsCourt-ready in minutes, not weeks
Evidence Auto-OrganisingUpload docs — we bundle them into a legal pack
Late Payment Interest Claimed AutomaticallyRecover more than just the original amount
100% Online — No Meetings NeededStart, manage & resolve from any device
Success FeeOnly charged when you win
10%
10–30%
⚡ Best Choice
CaseCraft.AI
AI Small Claims Platform
Other Services
Solicitors & claim companies
Us
Them
Pre-Action Letter — Same DayAuto-drafted & sent, no chasing
AI-Prepared Court DocumentsCourt-ready in minutes, not weeks
Evidence Auto-OrganisingUpload docs — we bundle them
Late Payment Interest Auto-ClaimedRecover more than the original amount
100% Online — No MeetingsStart & resolve from any device
Success FeeOnly charged when you win
10%
10–30%
FAQs

Common Questions

Do I qualify for a car finance claim?

If you had a hire purchase (HP), personal contract purchase (PCP), or conditional sale agreement before 28 January 2021, you may be eligible. Our free check takes 3 minutes to determine your eligibility.

How much could I receive?

The average payout is around £1,100, but amounts vary significantly based on the interest rate applied, the length of your agreement, and the vehicle cost. Some customers have received over £10,000.

Do I need my original finance documents?

No. You do not need the original documents to start. Our AI can reconstruct the key details from the information you provide. We can also request documentation from your lender on your behalf.

Is there a deadline to make my claim?

The FCA's scheme has a defined window. While the exact final deadline is yet to be confirmed, we strongly recommend registering as soon as possible to ensure your claim is processed in time.

Will this affect my credit score?

No. Making a car finance mis-selling claim has no impact on your credit score. This is a legal claim against the lender, not a credit application.

What happens if I don't win?

Absolutely nothing. CaseCraft AI operates on a strict no win, no fee basis. If your claim is unsuccessful, you owe us nothing. Zero. Our incentive is entirely aligned with your success.

The FCA Has Ruled In Your Favour.
Now Claim What You're Owed.

Millions of drivers are entitled to compensation. Check your eligibility in 5 minutes — completely free, no win no fee.

Check My Claim For Free
No win, no fee
No documents needed to start
99% success rate