FCA COMPENSATION SCHEME NOW OPEN

Millions Are Owed Car Finance Compensation. Are You?

The FCA has confirmed a mass compensation scheme for mis-sold car finance. If you had a car on finance before 2021, you may be owed thousands. CaseCraft AI files your claim in minutes — no win, no fee.

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Legal services available within the CaseCraft platform are provided solely by our affiliate company, Sterling Lawyers Ltd - an independent law firm authorised and regulated by the SRA.
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Average claim value
£1,846.23*
per agreement
  • Check in under 60 seconds
  • Free agreement finder
  • 150,000+ drivers signed up
Check My Eligibility

£1,846.23*

average payout per agreement
Hidden commissions paid to car dealers boosted interest rates on millions of agreements
You don't need documents or a solicitor — our AI builds your case from scratch
Applies to HP, PCP and Conditional Sale agreements signed before 28 Jan 2021
Our AI automatically calculates and claims late payment interest on top
WHAT THIS MEANS FOR YOU

You Were Likely Overcharged. We'll Get It Back.

A Supreme Court ruling confirmed that car finance lenders used unlawful "discretionary commission arrangements" — meaning dealers secretly earned more by charging you higher interest. The FCA's compensation scheme means you're legally entitled to a refund of the difference.

Check If I'm Eligible
No credit check. No commitment. Completely free to check.
FAQs

Common Questions

Do I qualify for a car finance claim?

If you had a hire purchase (HP), personal contract purchase (PCP), or conditional sale agreement before 28 January 2021, you may be eligible. Our free check takes 3 minutes to determine your eligibility.

How much could I receive?

The average payout is around £1,846.23*, but amounts vary significantly based on the interest rate applied, the length of your agreement, and the vehicle cost. Some customers have received over £10,000.

Do I need my original finance documents?

No. You do not need the original documents to start. Our AI can reconstruct the key details from the information you provide. We can also request documentation from your lender on your behalf.

Is there a deadline to make my claim?

The FCA's scheme has a defined window. While the exact final deadline is yet to be confirmed, we strongly recommend registering as soon as possible to ensure your claim is processed in time.

Will this affect my credit score?

No. Making a car finance mis-selling claim has no impact on your credit score. This is a legal claim against the lender, not a credit application.

What happens if I don't win?

Absolutely nothing. CaseCraft AI operates on a strict no win, no fee basis. If your claim is unsuccessful, you owe us nothing. Zero. Our incentive is entirely aligned with your success.

The FCA Has Ruled In Your Favour.
Now Claim What You're Owed.

Millions of drivers are entitled to compensation. Check your eligibility in 5 minutes — completely free, no win no fee.

Check If I'm Eligible
No win, no fee
No documents needed to start
99% success rate
4.8
1,000+ reviews
Legal services available within the CaseCraft platform are provided solely by our affiliate company, Sterling Lawyers Ltd - an independent law firm authorised and regulated by the SRA.
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CaseCraft AI is operated by CASECRAFT.AI LTD, a legal technology and claims-management platform. CaseCraft AI is not a law firm and does not provide legal advice.
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Legal services available within the CaseCraft platform are provided solely by our affiliate company, Sterling Lawyers Ltd - an independent law firm authorised and regulated by the Solicitors Regulation Authority (ID: 630147) and registered in England & Wales (Company No: 09711065).
Sterling Lawyers Ltd and CASECRAFT.AI LTD remain separate and independent companies.